Reliance Leasing – John Mahony and Mahony Law was the agent of this company for the withdrawal of caveat owing a fiduciary obligation. Reliance has subsequently subsequently assigned its former debt related to the caveat to DCP Litigation Holdings. DCP Litigation has sought (and intends to bring once its loss is realised) a cross-claim (or claim) against John Mahony and Lawcover. A copy of the Notice of Motion seeking to cross claim against John Mahony & Lawcover (and explaining in detail the nature of the alleged breach of duty owed and other matters can be viewed by clicking this link – click here.
Regrettably, we recently learnt the following finding were made against John Mahony by his peers:
Substance of Conduct Matter:
1. Falsely witnessed the signature of his fellow director 2. Attempted to mislead the Law Society of NSW 3. Failed to pay Counsel’s fees
Decision: (1) The respondent is guilty of professional misconduct; (2) That the respondent be reprimanded; (3) That the respondent must pay a fine of $4,000.00 within two months of the date of these orders; and (4) That the respondent pays the costs of the applicant as agreed or assessed
Ultimately, Craig & Ralph were unsuccessful in attempts to ‘negotiate’ an unwarranted reduction in the sum owed and secured to Ralph’s property. It is unknown whether the above unwarranted demand upon the mortgagee was in breach of any aspects of the Crimes Act?
In this series Mark Smith of DC Partners (Solutions) Pty Ltd sets the scene and discusses those villains or possible villains that we’ll be discussing throughout the remainder of Season 1 and subsequent seasons.
In this series Mark Smith of DC Partners (Solutions) Pty Ltd sets the scene and discusses those villains or possible villains that we’ll be discussing throughout the remainder of the Season and subsequent seasons.
Season 1 will focus on:
Real estate – including agents and developers. Miscellaneous other bad players in society Corporate Villains Travel rip-offs Government / malfeasance Iffy lawyers / shyster Insurance racketeer / Banks Receivers, Liquidators and Administrators
rogues rascals reviewables rorts rip-offs receivers real estate agents and much much more. the many rs podcast, season one, episode three, my name is mark smith call us anytime 1300 327123 or alternatively go and visit us at our website dcpartners.solutions/podcast …use the instant message chats in the bottom right hand corner to message us in real time thanks
welcome to season 1, episode 3. firstly our apologies it’s been a bit of a delay between episode 2 and episode 3 but here we are and we’re at the end of a huge huge year and we’ve now, after 3 episodes, we’ve changed our name from the 5 r’s podcast to the many r’s podcast. we’re going to deal with all sorts of r’s – the rogues the rascals the reviewables the rip-offs the rorts, the receivers real estates um real estate real estate racketeers, racketeers in general and all sorts of agents, developers and anyone that’s iffy, shysters – you name it uh we’re into it so that’s the many r’s podcast can have uh can start with R or not, start with r, whatever you like we’ll just deal with anyone hey – we’re obviously going to touch on corporate villains our miscellaneous shysters travel rip-offs they’re becoming less and less so but let’s see what happens in the in the coming year government malfeasance now we have a massive massive story and i’m gonna predict it’s gonna take all of season 2 or call it 2021 it’s going to consume all of 2021 and this involves westpac bank and the state of new south wales, the new south wales crime commission and to a much much lesser extent virtually hardly at all but there is a little bit of an element of NSW police now NSW police and i’ve got to say they come out in my view with the flying colours but westpac and the NSW crime commission um you’re going to get it for all of uh for all of 2021 we’ve got so much stuff and a few of the lawyers some of the westpac lawyers, and some of the internal westpac lawyers, i i’ve been sitting here for more than 10 years assembling the story i’ve got well over five six thousand pages i’ve got 40 volumes of documents over my shoulder and we are absolutely going to unload on westpac bank and look heads will roll um heads ought to roll and uh so there’s that
uh insurance brackets um i think uh i think we’re going to see more insurance rackets and i look forward to spending the entire 2021 talking about um racketeering lawyers where um and look i’m gonna say sorry racketeering lawyers pardon me racketeering insurance companies and uh look i think these guys are under massive massive pressure uh they lost 5-0 a case on business interruption insurance in the new south wales court of appeal i saw a story just last night on the ABC 730 report. hey we’ve been talking about this for months and uh even episode 1 i told you this was going to be a massive massive thing and uh the mainstream media is now caught on ABC’s 730 reports uh talking about it uh there’s been this test case and so that’s a bit of a recap uh for this year now.
well that’s a little bit of a recap anyway about the many r’s podcast um in this particular episode, episode 3 we as i said we’re going to review the year and some of the uh highlights and lowlights um i will say uh i apologize again for the gap between episode 2 and episode 3 um personally it’s been 2020 has obviously been a hell of a year for a lot of people and uh i’m putting uh the finishing touches on my what’s called Juris Doctor – it’s a it’s a law degree that i’ve been doing and i started it in 2014 uh i finished the 23rd subject uh a couple of weeks ago and um i’ve got 1 subject to do and boy have i got some reading – i’ll just i’ll just show you but this is how much reading i’ve got to do in the in the coming months so i’ve got one subject so my apologies for the delay between episodes um let’s talk about what we’re going to talk about in episode 3 in particular and this is a case uh well we’re talking about the westpac case uh westpac and victor warren ollis now i’ll talk about it in more detail but it’s not really about victor warren ollis – this is about westpac bank and what thieving bastards that they they are and i’m going to give you a list of everyone that they hurt like there’s
it is stunning how many people that they’ve hurt they’ve certainly hurt me and um but i’m going to give you a list of all the people that they hurt i’m going i’ve got a truckload, not quite a truckload, but i’ve certainly got five or six thousand pages of documents i’ve got 40 volumes just over my shoulder and i’ve we’ve already started building the web page um on dcpartners.solutions/podcast and actually there you go dcpartners.solutions/westpac – it’s not up there live yet but it’s coming so dcpartners.solutions/westpac and uh this is uh this is really a story about westpac and how they used the new south wales crime commission and how the new south wales crime commission allowed themselves to be used and their powers and used and abused.
so um in this episode not quite as big as story as the westpac thing but saunders & staniforth – we’ve been writing about them on our website and in in our blogs at dcpartners.solutions and uh this is uh quite outrageous
this particular company’s uh caused losses for a much smaller group and but we’ll talk about that in quite a bit more detail
we’re going to have a quick recap on um what i think are huge stories but um our business interruption we’re going to talk about that in a little bit more detail in a very short segment
um i think our i want to reflect a little bit on australia’s relationship with china and we’re also going to talk about uh what that means for the future especially our trading relationship it’s um it’s been it’s a real issue and um i did touch on this in episode 1 we talked about foreign money launderers
now i wasn’t talking about any particular one country but um we’ll we’ll touch on that later in this episode
uh some of my favorite r’s – ralph there you go ralph ralph paligaru – ralph it starts with R um
ralph’s lawyer well i’ll come to him in a second
so uh we’ve got a segment on ralph uh mohan kumar now rajan there you go chhota rajan uh i hope i pronounced that correctly another uh chhota rajan who is not his real name um but we’ll put up his real name … Rajendra Sadashiv Nikalje …. uh he had a uh and lived here in australia uh just a few suburbs away actually and on the whole like remarkably this mr mohan kumar was extremely well behaved well whilst he was here in australia
now what he did overseas and uh by remote control, i never met the guy i don’t know him um i know it’s reported and so we’ll talk about that this is a gigantic story uh i’m probably going to get sued i’ve been receiving very threatening letters and i’m going to publish a lot of them these letters were written by ralph paligaru’s lawyer a man called john francis mahony ah
i’m going to publish a affidavit which has been Read
there’s an R for you um
this there is a cross claim sorry there was a cross claim and we had an um an affidavit my i swore absolutely true uh there’s another affidavit i think at the time this was in about about 12 months ago they were sworn about november 2019 and read in court uh very very much about 12 about 20 53 weeks ago maybe 54 weeks ago just a little bit over one year ago and uh we sought to um bring a claim against john francis mahony and lawcover and so uh mr mahony if you’re reading this sorry if you’re listening or reading whatever i don’t care um we’re going to publish everything that you’ve sent us um provided it’s on the record uh it’s for the record so we’ve got a lot to do there
um a hugely satisfying thing for me in 2020 was uh seeing mr hakan kutup go to jail uh i reported him and i’ll provide a copy of um the statement that i gave to police and uh within one or two weeks he was locked up um well and he got bail
so fair enough but uh he’s now uh yeah i think he did plead guilty i certainly found guilty and uh he’s locked up and not sure where he is so uh
we’re also going to touch on our AFSL … not our AFSL but uh the busifund capital trust uh which i happen to own an interest in and uh it is a corporate authorized representative for a company that does have an AFSL and so we’re creating financial products and we’re going to talk a little bit about that and what’s to come in next year
okay before i get into
okay before i get into the um the real meat of uh today’s podcast um
you’ll see me uh throughout today’s podcast uh maybe stopping and pausing and uh thinking or reflecting before i open my mouth on occasion uh we’re now called the many R’s podcast because um uh for a number of reasons including we’ve had a quite a few upset reactions from um uh some of the uh parties um the subject of this uh this podcast so … we’re now not just into rorts and ripoffs and rascals and rogues uh but anything you like beginning with R or not beginning with R or whatever you like so um it’s the uh it’s you call it the many R’s but whatever um
we’ve upset some people and uh and uh your host is uh obviously uh um treading on some toes here and uh there may well be um a few defamation suits coming? so uh the truth is an absolute defense um to uh to defamation
so for instance, one of the people today that we’re going to be talking about uh his friends his boss well his boss is someone that’s allegedly killed 20 people um or more um we don’t know uh but uh his boss is uh sitting a jail cell in delhi, chhota rajan (real name is Rajendra Sadashiv Nikalje) somewhere and so if we simply say well x is uh friends with y and y is a criminal and um well in this case x is actually x holds a power of attorney over y so um uh it is in fact the truth uh and uh you know if if there’s a public interest element and all the rest well that’s that’s the case so my apologies if i’m a little bit slow and if i stop to reflect at times because um we’re gonna
okay so now we’re talking about westpac this is a uh a painful episode uh personally uh it cost me an absolute fortune and i didn’t even bank with westpac so it was something that i found absolutely astonishing and to be honest um
westpac they just blatantly hid um various things and submissions were given to the court now i don’t blame the lawyers uh i blame the people that instructed the lawyers and um so there is just so much here but um look the gist of it is that uh mr ollis had a westpac bank account ahh he had a series of bank accounts and we’ll um we’ve got his bank statements uh i have um 40 volumes of stuff on these shelves so uh we’ll go through them well i’ve got probably thousands of pages of bank statements uh for all of mr ollis’ bank accounts with westpac and um ollis had one a couple of particular accounts and um he would write a cheque and money would just magically appear in his account and um
one of the documents that you’re going to see uh quotes mr ollis is saying uh he wouldn’t uh uh
was the effect of not looking a gift horse in the mouth so um anyway uh i’m sure it wasn’t free money but um it’s the the gist is that ollis had this account and he uh would write a check and westpac money it was a westpac account and westpac money would would appear
sometime very shortly thereafter has cleared funds and um that’s probably not so unusual except um westpac put on uh evidence at the bank that no per… no the exact words were that no individual in the bank knew well i took uh the commissioner of new south wales commissioner of police and they’re very good i’ve got to give praise to everything i’ve seen about new south wales police is uh
legit completely absolutely completely legit everything everything everything that i saw and i talked to uh for years i talked to um many many people and i’ve got nothing negatives to say about new south wales police so much so i took um the commissioner to to i made what’s called what’s commonly referred to as freedom of information but it’s actually called government information public access and i took the commissioner of police to uh to call it to um you know to get access to documents and ultimately i did get access to um something like 3 000 pages of of documents and it was right on christmas eve um so happy christmas thank you very much uh new south wales police so um so just a tiny little bit further explaining why this is all a problem and why it’s important that westpac’s
been fully frank with the court
it’s a cardinal cardinal rule of equity and the rules of equity and the courts of equity if you come to equity you have to have clean hands so
if you come to equity you need to have fessed up to anything now even if you’ve got dirty hands your hands can be made clean but only if you fess up westpac went to the new south wales supreme court this is not something westpac a banker has dreamed up this is something that some lawyer i’m certainly not accusing i’m certainly not accusing Philip Crawford i’m certainly not accusing James Stephenson they might westpac has floors of lawyers so some lawyer somewhere has dreamed up this
cause of action saying uh we’re actually the victim we’re the victim of uh mr ollis’ over drawings and because we’re the victim that we paid this money under a mistake so they’re saying uh this guy plundered them and no one individual in the bank knew so we’re going to pull that apart exactly is that true that’s what the case is about because if they don’t come to equity with claim if they come to equity with unclean hands then the orders that they got can maybe be uh set aside um you ha you must come to equity with clean hands and westpac um it was certainly their case that quote unquote precisely and i’ll put up the judgment his honor justice einstein einstein einstein one of the key facts that he found he was satisfied and he talks about he he goes back and reviews the evidence of a particular person now that
he satisfied that that person
had no knowledge and that may be completely true but westpac’s that of that particular witness that einstein was satisfied that that person
uh and his team
had no knowledge that ollis was writing out cheques but the submission that’s the the submission signed or authored by james stephenson and he doesn’t dream this up he must have been instructed and he must have been provided the evidence now whether he’s provided all the evidence and then this is what i’m saying i don’t blame james stephenson at all i’m saying james stephenson um senior council uh i’ve never met him but uh i know he’s not going to get up on his feet and or he’s not going to put pen to paper and then uh mark smith can come along ten years later and say fraud james stephenson i’m i’m saying his instructions were that no individual in the bank knew and i’m saying i’m not saying the name of the person the the the lawyer but a lawyer has dreamed this up that oh yes we’ve got unclean hands yeah we knew yeah absolutely we knew we knew in june uh or maybe july 2005 but i’m going from the top of my head here but they certainly knew in either june or july 2005 that there was a bug and at that point uh ollis wrote cheques totalling 11 million dollars but at that point i think from memory he’d only written cheques to the tune of about 50 000 and why it’s a problem is if you come to equity and you say your honour, this guy we paid out under a mistake this guy plundered us and we did not know now the the whole um thrust of this mistake thing is uh they were mistaken and in other words NOT grossly grossly negligent now that’s what i’m saying west bank was they were actually um grossly grossly negligent and um someone figured out that and i’m not accusing anyone and i’m certainly not accusing james stephenson of figuring out and saying well we need to concoct that’s it we need to concoct or just … um i’m not accusing anyone of concocting especially not james stephenson uh of concocting this story but some lawyer somewhere on some floor probably in martin place at westpac’s offices there were at 60 martin place or someone close by
possibly someone at henry davis york there’s many smart people in there um someone has concocted this story um we are grossly negligent in other words westpac westpac was grossly negligent uh people like um garry wade trevor mcmahon and uh mark murphy must look if mark smith can find it the police never charged them police never ever ever ever charged with uh victor ollis with any crime no fraud no uh fraudulent misappropriation no misappropriation no larceny no no anything ollis was never and ollis committed no crime yet westpac
westpac’s cause of action was we
were the victim of a mistake uh under a mistake we paid out money and your honor no individual that’s that was what the uh submissions state no individual in the bank knew that this was occurring and i’m saying i’m saying james stephenson did not know he wasn’t told the full story and certainly justice einstein we was not told the full story if james stephenson i’ve never met him as i said but i know that he would not put those he would not commit those words to his submissions if he knew it to be untrue if he knew that there was a single individual in the bank
who was aware
of the drawings and i’m saying categorically i can give you the staff number there’s multiple people i’ve got the dates i’ve got the time down to the second where um i’ve got westpac’s internal logs and all of them every single thing is going up onto my website every key document and if it takes us all of season 1, 2, 3, 4 i don’t care it’s all going up uh unless we sell our manuscript in the meantime and then um it’s up to whoever buys the manuscript what they want to do with it but this is an absolute scandal the scandal is westpac gave false evidence westpac are liars westpac, westpac not ollis, westpac are the crooks!!!
i won’t go through uh i won’t go through every person that we’re going to talk about but like i’m just looking at my screen here this probably in westpac probably sorry westpac the new south wales crime commission and we will talk about westpac’s lawyers um now again i blame those people that were giving the instructions not so much the lawyers but um there are some police documents that i will uh i’ll just publish and you can figure out them out for yourself uh there’s one that particularly comes to mind that um
they’re minutes from a meeting uh from memory it was about august or september 2006 and um the police minutes uh record those that were in attendance now it’s a little frustrating but sometimes uh well
whilst i did get access to new south wales police documents and i’m very grateful and i’m very happy to share them um there are some redactions and you can’t see precisely everything but i think you’ll get the gist of of what was going on but in one particular place and this is while i’m not blaming lawyers uh one of the handwritten notes which wasn’t redacted says either lawyer or legal so i’m not specifically blaming well i’m not specifically calling out the lawyer
i can’t even name their names and i’m certainly not making an allegation against the lawyers who i who i will mention uh in you know in the next minute or two uh as people that will feature in this blog i’m not making an allegation against those particular lawyers but um
they work for the bank and someone uh the submission that no individual in the bank knew well i’m going to say that’s bullcrap and i’ll give you some staff numbers of those people that did know and look at the end of this process i’m actually going to be asking police and probably the attorney general of new south wales to go and see whether any uh witnesses
uh whether they were
whether there is any crimes committed in the in the witness box and whether um anyone’s guilty of perjury i’m going to say victor ollis didn’t perjure himself he didn’t even take the stance so um the only person that could have given that evidence that no individual in the bank knew was someone for or on behalf of westpac and um whether that person was telling the truth i’m going to say it wasn’t the truth now that person may have believed it was the truth but look someone needs to i’m talking about the attorney general of new south wales and that’s um i’m going to say i’m going to make a bold prediction someone’s going to look at this and look very closely at what was said in the witness box and if a crime’s been committed look i’ll be delighted if that person goes to jail so here are some of the names that are going to feature in documents and i’m not saying these people are guilty of anything i’m just saying that they’re going their details going to feature now adrian holmes he was my lawyer and a wonderful guy and helped me a great deal so andrew purchas these are just purely in alphabetical order so this is not any hit list or or whatever this is uh just purely alphabetical andrew purchas he wrote a letter um you’re going to see a copy of that letter anne hunter she was an accountant now she didn’t work for westpac but we’ll explain who she is chris dibb he’s a barrister um good bloke i met him uh claudine salemah now she worked for the dark side
uh a lawyer that act that appeared for westpac uh whether she knew whether she didn’t know don’t know col dyson now he’s retired policeman um total respect for col dyson uh he saw through the [ __ ] and um he ended the police investigation
col dyson you’re legit
daryl barlow he’s a lawyer that appeared for uh ollis um there’s some affidavits that i’m saying if he swore he believes it’s true um never met him though edward downer now i did meet this guy uh was a lawyer for one of uh one of westpac’s lawyers uh you might know the name downer alexander this guy is a dead ringer for alexander that’s his father so i’m not saying he did anything wrong just saying he did appear frank mazzone uh also from adelaide from memory um gail kelly all i’m saying about gail is i wrote to her and uh whether or not i published that letter i’m not sure but a bloke called gwyn morgan uh replied so i definitely wrote to gail kelly and
terribly frustrating gary pilgrim now probably one of the victims uh of westpac garry wade now this guy
no longer at westpac
now retired um former police officer uh he did contact new south wales police and new south wales police i know told garry wade don’t think there’s a crime um or we can’t there was a request that garry wade wrote and so i’m going to give you about garry wade was an author of a series of documents i’ve got this document like uh sliced they say you look at an arrow and the trajectory of an arrow well i’ve got this still framed for photographs of this particular arrow this letter is the arrow and you can see this um the trajectory of this letter over a period of about six days and even like within in one day you know over several hours i’ve got so many different copies of this particular letter and garry wade is one of the authors um gwyn morgan we talked on uh helen patrice nelson um she she swore evidence uh at a particular point uh she works for westpac uh she’s had two stints there um hussein karimjee a lawyer for an in-house lawyer for um mr victor ollis um pretty pretty nice guy actually hussein karimjee, ian temby now jhe’s a he’s a barrister uh might be senior counsel i think he is and um he’s had uh a fairly distinguished career um and i actually feel some sympathy for ian temby i probably met him and um
i’ve got to say i reckon by the end he must ian temby must have been wondering what precisely is the new south wales crime commission doing here um i don’t i’m not yeah he’s a smart guy and
we’ll see james stephenson again he uh barrister he appeared he was retained by henry davis york and he must be senior counsel i don’t know but we will have a look at
some closing submissions that james stephenson wrote and now james i’m not accusing you of anything
other than writing and handing out those submissions those submissions may well be precisely the instructions of his client and let’s say i believe they were the instructions of his client well those instructions oh sorry the submissions say no individual in the bank knew again i i’m gonna say i feel sorry for uh james stephenson because
what i will show you is that clearly a number of people in the bank had knowledge that cheques were being written large checks like mr ollis was writing our cheques for four hundred thousand dollars unlike they’re they’re being and they’re not bouncing they’re being honored and uh well jennifer thommeny now lovely lovely police officer retired uh she was an inspector and um
i’m gonna say her role was in the asset confiscation unit she’s a wonderful lady really really top lady
she’s been to my home like she is a good lady and honest
she received some of these letters yeah i she certainly had a phone conversation with garry wade and i’m not saying there was anything improper but from jennifer’s side but so we’ll see John Giorgiutti interesting spelling
was on holidays at many of the most relevant times John Giorgiutti was a very senior lawyer at the new south wales prime commission john henry williams uh he’s an expert um forensic accountant maybe forensic accountant certainly accountant i worked for ppb and um we’ll look at that um that guy not suggesting he’s he’s bullshitted not at all um jonathan lee spark now we’re gonna have a look at some affidavits that were sworn by jonathan lee spark he was a an officer at the new south wales crime commission and he’s going to come under our microscope julie hanna uh karen booth kate finnegan lou novakovic um if you google uh lou novakovic uh and police integrity commission uh lou worked for the new south wales crime commission and the police integrity commission you can read the transcripts lou um was in a um senior role at the new south wales crime commission and um well we’ll talk we’ll make sure that there’s a very good profile on lou novakovic and i upload the transcripts and you can read them and these are these are people inside government
you’d be you’d be absolutely nuts if you believe that every single person that worked for the new south wales government was legit
we’ll talk some more about lou uh mark murphy now this is uh this is a guy that has sat in my lounge room uh he came to deliver
a court order and um mark murphy former police officer now we are going to look at mark murphy under the microscope we’re going to look at the arrow the trajectory of it the words that were changed and uh we’re going to pull them we’re going to pull those letters apart and mark murphymark murphy now works for AMP uh but he has um
he has had some uh roles a former police officer um so i’m going to say he ought to know
as a former police officer and he ought to know quite a lot about investigations well he was the he was certainly a very senior manager in group investigations at westpac and so we’re going to spend a lot of time talking about mark uh and some of the other people uh in his team will look at as well so maryann aspland i don’t know if i’ve pronounced that marianne works in the corrections department or did at westpac at concord west in new south wales and uh i think where marianne may be one of the people that knew certainly she did know uh come january 2006 she had a conversation with garry wade and uh she knew now how much before that and what her staff number is well i don’t know so we’ll get into that michael sullivan a lawyer at westpac milan sankovic a lovely guy sat in my lounge room and accompanied mark murphy probably um
not the author uh well certainly not on paper anyway that that i know of neil sevieri another guy in westpac group investigations nick Kabilafkas um i’ll put up some transcripts of what nick Kabilafkas what his submissions to courts were and uh we’ll see uh noel mccoy another lawyer at henry davis york uh peter flynn dr peter flynn from chatswood victim a victim of westpac bank rob whitfield now there’s several affidavits and i’m just going to say
don’t really want to be sued but rob whitfield uh went and worked in a incr… he was someone that was in line apparently to take over from maybe it was david morgan uh who was the ceo at the time and before gail kelly and then after gail kelly i think he was in the running as well uh i i don’t know who who came after her but um one of the top one two three four however top handful of executives at westpac bank extremely high powered he left the bank and went and worked for uh mike baird you might know that name mike baird was the premier of new south wales at the time not suggesting that mike’s done anything wrong at all i’m just saying rob whitfield probably has friends in incredibly high places and uh that’s nice but
rob whitfield is quoted in affidavits that of saying various things so let’s we’ll have a look at that bob reynolds um pretty sure i met bob uh around a huge table in the new south wales crime commission at uh sort of informal mediation um he appears as a witness in the westpac uh proceedings the civil ones and um he had an incredibly senior role um managing the ollis bank accounts rob colwell i kind of get a couple of these names confused i think we’ll we’ll put up his profile uh robert james withtheridge now pretty sure uh i get these two confused robert colwell and robert james witheridge one or both of those people worked at concord west in uh corrections and when i say corrections uh i don’t mean jail i’m talking about journal entries uh mistakes like cashing a cheques for 400 000 kind of mistakes um not calling them incompetent uh the but calling them witnesses and they those last two i pretty sure gave evidence and we’ll put up their affidavits this is just so many that i’m sorry i forget some of these now one that i don’t think well sorry not that i don’t forget i i confused some of their roles but i tell you what ron sczanner i don’t forget him i had a phone call and kept notes one of my habits you know if you look at my bookshelf on either side i love books i love paper i love documents and i remember [ __ ] ron sczanner
over there for
probably more than 20 years i kept journals and ron sczanner
figures in a journal and ron sczanner was very candid uh with me and i had a conversation with him i believe it was on about the 6th of february 2006 and he candidly told me that he worked for the new south wales crime commission i had cordial dealings with him he said that um westpac would be getting their money back which is kind of a strange thing for a government official to say uh when that government official and that government agency the new south wales crime commission their job is to confiscate money and not give it back to the criminals it’s the law says that we’re going to give the money to the treasurer of new south wales and at the time um uh well at one stage the treasure of new south wales was certainly mike baird now in 2006 when this was all happening it wasn’t mike bit definitely was not uh
ron sczanner and new south wales crime commission had powers and used them in a way with an intention NOT to give the money to the victims of crime like the treasurer so uh sarah rodgers uh she was a clerk at westpac at gosford no longer works there i’ve talked to her certainly rung her um i’ve emailed her i can probably even uh provide copies of the emails no longer works for westpac … a witness she certainly appears in some of those police minutes and
she had dealings with mr ollis and she opened accounts and again we can pull apart some of these documents um trevor holmes sorry sorry stephen holmes uh that name is vague to me so i’m
but apparently we’re writing about him so we’ve we’ve got a profile on him trevor mcmahon now this guy i do know trevor it was um if not the boss of mark murphy and garry wade uh and probably neil sevieri um in some way senior to them um uh very cunning senior investigator uh well
he certainly features in some of the affidavits um …. so if you get the impression we’ve got rather a lot of people to go through uh you’d you’d be spot on so
i’m just out um listing some of the characters that uh that we’re going to be reviewing over the balance of uh season 1 2 3 however long it takes i don’t care um there will be a uh a book published and uh my manuscript my manuscript is actually for sale so anyone that’s interested in in buying that manuscript uh give us a call 1300 two three and um you can buy the manuscript if you like but um uh at least all of those people are going to be mentioned there at some point obviously uh victor ollis um and his mrs a lady called gail shields um some of the uh gail’s children uh surname LYE l-y-e so some of the lies um funny name uh ironic uh are probably going to get a mention um a chris lye i mean i don’t think terrible things about any of these people but uh chris lye uh was followed uh he gave evidence that he was followed by mark murphy and chris lye he was being followed and stopped and said hang on you’re following me what’s your name and the guy said mark murphy and handed over his business card and mark murphy later turns up
on police raids now
um i’m not being critical of police but maybe i am slightly or maybe
maybe that’s unusual maybe it’s not but i would have thought police raids were for police and gathering evidence was a fairly important thing that ought to be done
and normally if i go to police and want to allege you know where the victim um the victim’s role is not necessarily i wouldn’t have thought if the victim’s role is to
assemble the evidence i kind of think that’s for police to do
mark murphy attended some of the raids according to chris lye he gave evidence that the person that followed him subsequently turned up with a search warrant uh with police who had a search warrant and
i don’t know i’ll tell you what about mark murphy he’s not going to be able to say he didn’t know and so mark murphy knew quite a lot i mean he was there according to chris lye he was there when uh houses were raided certainly came and sat in my lounge room maybe it was dining room i can’t remember which one i met him
so there are a series of pages at our website www.dcpartners.solutions/westpac
and we’ve there is so many facts like all four thousand pages they are not up and maybe that’s an incentive for uh someone that’s interested in this particular book and manuscript well get in now because uh like there’ll be lots and lots of scoops still to come there’s only four five six i don’t know how many thousand pages thousands thousands of pages and that probably doesn’t include all the emails and you name it so but we’ve got a complex story to tell and so we’ve broken this up into who what where how why when and those sorts of things so uh those are those types of topics and you’ll be able to you know go to our site and we’ll just type in westpac who where’s back when let’s pack y let’s back how and um there you go so probably i’m forgetting someone please don’t feel forgotten uh i’m sure if your name appears in any of those thousands of pages there’s 40 volumes you’ll get a mention at some point so
i hope that gives you a sense of just how huge this particular case is i um by my reckoning uh i certainly gave evidence in the supreme court of new south wales that um one of my companies probably lost because of westpac because well westpac certainly gained millions let’s put it that way so uh i believe that may well be a crime even if
one of the crimes is to gain a financial advantage
like i said a few minutes ago you’d have to be nuts to believe that there are no criminals working in the new south wales state government well the royal commission has shown us that you would be nuts to believe that there are not dodgy people working at westpac and i’m not saying any of those people that i’ve just listed are dodgy i think we’ve forgotten someone philip crawford he was he is right now at the chairman of the new south wales independent liquor gaming commission whatever something like that uh philip crawford and his commission is deciding whether james packer and crown sydney ever get to do to take a bet. well philip crawford
and now’s the time i’ve got to be very careful with my words i’m accusing him of being the westpac lawyer
i’m accusing him of being a senior partner he might have been managing partner even at certainly one stage i think he was at henry davis york
whether whether his name is the redacted name that attended police meetings he probably didn’t
some lawyers did according to the police minutes a lawyer or westpac legal whatever something like that some lawyers either in westpac or in henry davis york or someone else somewhere else uh did attend now their names are redacted
philip crawford let’s say he’s the partner i know for sure he was a partner of westpac but sorry he was a partner at henry davis york he may have been managing partner
uh i’ll be asking the office of legal services commissioner to investigate the firm
probably every lawyer that had any role and i’m not accusing them of being crooks i’m probably not accusing any of them have been crooks but somehow instructions found their way into court and those instructions were that no individual in the bank knew
that westpac was cashing mr ollis’ cheques for four hundred thousand dollars at a time
and apparently no one knew like just this money’s just magically appearing well i’m saying that is horseshit i’ll give you the staff numbers i got the police records some people didn’t know
we’re going to be talking about this nonstop thank you.
all right this second story is about saunders and staniforth and a firm of valuers and town planners at orange and particularly it’s a it’s a reasonably short block uh it’s about this uh valuer and town planning firm uh in orange uh the director is a guy called andrew saunders who i met in person in maybe 2007 or 2008 in that vicinity i can’t tell you off the top of my head but i certainly met him in in one of those years and i also met a bloke called bob patfield and um well there’ll be a lot more detail about uh saunders and staniforth in the next little while um what i can say is uh insurance rip-offs by the way uh racketeers insurance racketeers uh andrew saunders uh is a member of something called the australian property institute and uh when you are a member of the australian property institute sort of members of the public can uh write to uh the property institute and uh nothing but praise for the complaints uh panel uh and the chair of this particular panel was a guy called chris shaw i’ve never met him never even talked to him. i’ve googled him and you can have a look at his profile and there’s a link on our page there as well to chris shaw i’m sure he’s extremely honest he’s a lawyer uh i’m sure he’s a very good lawyer and he ran the uh panel and a complaint was made about andrew saunders that uh had a number of complaints a couple a number of heads of complaint if you like and uh andrew saunders was ultimately um there was
two phases to the um complaint handling process and that was sort of addressing the complaint and looking at the substance of it well it was certainly found by chris shaw who’s who’s far from an idiot it was found that there was a prima facie case
on more than three aspects of the complaint ultimately there was the complaint if you like was upheld and um so in other words found to be valid uh and some of the one of the breaches of the australian property institute’s codes was very much a fundamental rule and that was rule 1.1 now i’ll include uh links to help a particular blog but you can go to this podcast page at dcpartners.solutions/podcast and um andrew saunders breached like the first commandment uh rule 1.1 so i’m saying this is a big one the first commandment in certainly rule 1.1 he includes words like uh dishonest uh like thou shalt not be dishonest uh thou shalt not be biased uh you know you must do your work with integrity honesty blah blah blah well
you can read the
sanction report there’s a link it’s up on our website now
dcpartners.solutions/podcast you can go straight to the sanction report um there’s a google search box within if you just google dc partners sanctions saunders uh i’m sure it’ll come up very prominently and you can read
you can read what the very intelligent chris shaw uh determined uh i’m sure he had a panel of people that helped him come to this view that andrew saunders breached rule 1.1 now that wasn’t the only one he breached uh there was prima facie cases for several of them it was certainly three three of the um codes that valuers sign up to uh andrew breached
subsequent to that andrew did not appeal
you may view that as andrew accepting
i i don’t know if he pleaded not guilty uh i’d
not a million percent sure of those but certainly it was found to have breached um there’s going to be a lot more content on this particular person and company saunders and stanford andrew saunders now insurances when you’re a valuer and when you’re um when you’re valuing properties you know um worth hundreds of thousands or millions of dollars it’s kind of important that you be honest and um if you go out to a property and you think it’s worth
well mistakes and mistakes can be made and so these insurance sorry these valuers carry insurance for what’s called professional indemnity in the event that they made a huge blunder then
a um a valuer carries these insurances so quite normal um so andrew has notified we know by reading the sanction report andrew saunders has notified his insurance so he has insurance he notified them his insurance company is represented by a firm called colin biggers and paisley lawyers and um the partner that um my company’s suing andrew saunders or in fact really he they’re suing his professional indemnity provider um so in other words an insurance racketeer and the insurance racketeer is using colin biggers and paisley lawyers and when i say insurance racketeers well we know that uh andrew andrew saunders has been sanctioned andrew saunders has not
andrew saunders’s firm
we say andrew saunders’s firm um bob patfield well andrew saunders
says that his business merged with the business of bob patfield in 2005 bob patfield in 2006 2007 2008 and 2009 conducted valuations uh there were several properties so a number of them were of um some of the relevant bits uh andrew saunders saunders and stanford definitely did a valuation in 2010 so even if bob patfield didn’t merge as saunders website said they did in April 2005 – but let’s say they were lying uh well we know for sure that um saunders the standard for it’s uncontested they did value the property that one of the properties that the problematic property in 2010. about april 2010 and um on andrew saunders’s own evidence
the property went down in value between 2010 and 2014 yeah and it went down in value quite a lot um according to andrew saunders so you could say that that’s an admission of loss you know there’s evidence there that um the valuer you know if they’re not being dishonest and not being biased and all the rest then um that’s rule 1.1 uh then andrew saunders admits
the property is worth less in 2014 than what they said in 2010 and really if bob patfield is part of uh saunders and staniforth and andrew saunders has sworn that he’s not although andrew saunders also put up on their website said that they their company saunders and stanford did merge with bob patfield in April 2005 well so there’s all sorts of um suggestions that there was a loss andrew saunders has notified his insurer we know that because he said so in the sanctions report and colin biggers and paisley lawyers have turned up now we’re trying to subpoena some of this information from uh the lawyers for saunders and staniforth which is colin biggers and paisley lawyers or shall we say the insurance racketeers lawyer is colin biggers and paisley lawyers the partner that’s handling it is a man called jonathan newby and the special counsel is a lady called jane o’neill and some of the other solicitors there are jack golding and
nathanael his name will come to me poor nathanael i mean he he looked like a deer in the headlights a 4th of december he was really thrown under the bus
first of december 9 28 i think the time was we are electronically served documents upon colin biggers and paisley lawyers we know that they got them because our emails are tracked and we know that they opened the email at 9 41 on the 1st of december and look i’m saying someone at colin biggers and paisley lawyers is either doesn’t know how to open emails
or a person misled the judge because on the 4th of december a barrister by the name of Brett Le Plastrier i’ll spell that as what he’s um there uh got to his feet and said at one point uh words the effect um we were never served uh we haven’t seen that particular evidence that value i’m sorry that uh affidavit and um not accusing Brett Le Plastrier of lying
Brett Le Plastrier
did admit on his feet he’s a barrister like got a very good cv this guy so i’m gonna say he knows what he’s doing not an idiot well Brett Le Plastrier
had in his possession
there was an an exhibit to the affidavit and parts of the the exhibit sitting there in the court and we get up and tell her honor um your honor they haven’t received our document well how come i can see it
from here we can see there we can see the exhibit poor brett had to then get to his feet and say oh well your honor we received the 370 page attachment but not the um not the affidavit so
if you believe Brett Le Plastrier now you’d like to think a barrister is telling the truth when he gets to his feet and when he’s addressing a judge in the district court of new south wales you’d like to think that he’s not …
the standard is expected that he’s telling the truth well we know we know i’m going to publish this
and we’ve ordered the transcript we know that the evidence the submission that mr Brett Le Plastrier gave was this is the first time to the effect this is the first time i’m seeing this this affidavit that mr smith’s talking about this is the first time i’m seeing it now
between the 1st of december and the 4th that’s 3 days
that that email is open in excess of 50 times right from memory i think the number is 54.
54 times and they did not see … the subject line talks about service the first line says you know maybe it’s the second line we provide by electronic service the motion and affidavit in support now Brett Le Plastrier he has a
impressive he has an impressive cv so he’s not an idiot
he informs her honor that this is the first he’s see if (the affidavit)
but they don’t brief them well they don’t tell them oh this might come up because it’s a motion it’s been filed and it’s been served it might come up this is quite unbelievable so on one hand you’ve got up and then there’s the issue of contempt so on one hand you’ve got andrew saunders there is a sanction report you can go to our website right now and you can read it it goes for about 10 pages it talks in plain language and says this happened and we find you guilty
we subpoena give us a copy of the merger between andrew saunders and bob patfield we subpoena these documents so that’s a that’s an order of the district court of new south wales the district court of new south wales hereby orders saunders and staniforth and over these documents that’s the 9th of july. the 4th of december haven’t …. they’ve just completely ignored it
colin biggers and paisley lawyers that pay well completely ignored so and the notion that they’ve been served electronically and we know that they’ve received it because like Brett Le Plastrier is carrying the documents the that were attached 377 pages of them he’s carrying those but he gets to his feet and says well your honor this is the first time seeing it (the affidavit)
i can’t think of you know very forgettable guy nice young guy uh didn’t want to talk after court just wanted to get the hell out of there poor guy poor nathanael i’m accusing them
of struggling with the basics of email there you go either that or
the lawyers have instructed the barrister to lie now i don’t think he’s disreputable so maybe they just neglected colin biggers and paisley lawyers maybe they just neglected to … jane o’neill was on holidays so it could be that um
the work experience girl was handed the file and the work experience girl is uh has never opened an email in her life and um somehow did see that there was a 377 page attachment there but somehow didn’t see that there was a notice of motion with an affidavit and support so
so and on top of that well they’re in contempt 9th of um 9th of july maybe the 10th ninth is if the subpoena has been granted issued uh and on the 10th they’ve been served uh we know that they got it because they wrote to us you know about the 20th maybe 21st 22nd and said oh you better withdraw this because you know nasty nasty threats well we didn’t withdraw it
and they still haven’t applied to set it aside so they’re certainly liable to be found in contempt so saunders and staniforth are found well not found but they’re liable to be found in in contempt andrew saunders breaches rule 1.1 he breaches rules 6.3 b and 6.3 or 4d or something like that so if you’re thinking of engaging a valuer or a town planner uh it’s all there for you to have a read of uh if you know anything about andrew saunders if you know anything about bob patfield the merger maybe you used to work there maybe you’re a client uh maybe you’ve had some experiences with colin biggers and paisley lawyers maybe you’ve come across some racketeer lawyer um maybe you’re the work experienced girl maybe your name is magoo and you work at colin biggers and paisley lawyers if you want to clear the air um on our website dcpartners.solutions/podcast bottom right hand corner we’ve got a chat tool there and we’d love to talk to you
okay we’re now going to turn to one of our favorite r’s ralph. ralph paligaru ralph ignatius paligaru uh formerly of uh 88 perfection avenue stanhope gardens um i can give you he the name where he currently lives is on the bankruptcy notice so if you want to get in touch with ralph he’s a wonderful guy i’ve even published his phone number his email address you can contact him or you like and add him as a friend become a friend ralph’s going to need a few friends so um ralph well i met ralph in march of 2017 and um he’d taken out he’d taken out some loans um these are on the record because these are subject to things that were uh published and read in the new south wales supreme court in on december of 2019 um we put on an affidavit i did anyway uh and um the evidence there i’ll make sure i put up the my exhibit um which contains copy of the uh uh the uh loan documents uh uh i think the loan statement is there as well so ralph took out a loan now this was not an oppressive loan ralph asked for it um he took out a loan for 114 000 in about august 2016 on a one-year term one year um so this is just after the sale of uh 632 old northern road dural (which settled in May 2016) and uh ralph took out a loan from a company called reliance leasing now that loan hasn’t been paid back and it got assigned to my company dcp litigation holdings so any dollar that was owed under that loan to reliance leasing is now owed to dcp litigation holdings and the uh assignment happened in about september 2019
uh ralph took out a one-year loan (from August 2016) interest free 114 000 so you can’t say that that’s unfair that that is uh incredibly fair he asked for it he wanted it uh he got it so an interest-free loan for 114 000 uh is not an unfair loan now uh in august 2017 so that’s one year after he took it out it’s due to be repaid and he then goes and borrows not from us we won’t give him any more money but he goes and borrows from franklin yeezy pty limited uh 540 000 uh and the terms are that in default uh i think the uh not in default the terms are about 3% per month so a lot of money uh about from the top of my head $15,000 a uh a month something like that maybe 16k um
but if he’s in default and from memory it was a three-month loan so um
three months and one day if you haven’t paid it back well you need to roll it over or come to some arrangement
and if you don’t then the default terms are 6% per month so in the first month it becomes um about $32,000 in the first month interest now if you haven’t paid that like that’s a year’s wages for someone and look i’ve got a copy of ralph’s uh tax returns he gave them to me uh he’s waived all privilege and um they may well have been uh filed in court as well uh ralph’s tax returns well ralph doesn’t okay ralph declared an income not not a whole lot more than 32 000 per month so um you could say that this is a very high risk borrowing now our stuff was 0% interest um not 3 percent and certainly not 6 percent per month um so we had an extremely uh good arrangement in his favor and he was required to pay our loan back in them in one year and and didn’t um and um our case and i’ll put up a copy of our case our case was that um
when he went to refinances these monies ralph requested uh a withdrawal of our caveat which reliance provided and then withdrew and we’ve got it in writing um that uh the authority that the the withdrawal of caveat was to be held in escrow um wasn’t to be handed over and it was handed over and the lawyer acting for ralph paligaru was john francis mahony uh is holding this the case is that uh john francis mahony was holding this uh withdrawal of caveat in escrow and uh as he’s our fiduciary he’s um i actually do some work for reliance leasing so uh the case is and the um
we sought uh the leave of the supreme court of new south wales to uh claim against john francis mahony that and lawcover uh that uh john francis mahony was our fiduciary and he owed duties to reliance leasing and this is about the 8th of august 2017 on the 8th of august 2017 he gets messages in writing and we’ve got copies of those uh and this attempts to phone and um the instructions are he must and in representations not necessarily from mahony but from ralph we were provided that there must be additional security because there’s only so much equity left in ralph’s house and the messages to mahony was that and or possibly to ralph uh but the the messages were well we’re up to 90% gearing so we’re it may have even been 92% gearing so in other words virtually no no equity and we’ve done ralph a favor we’ve given him an interest-free loan uh so we said okay give us some extra security give us a charge over ralph’s interest in 632 old northern road now
i i have to be slightly careful here um around that time around i met ralph in march of 2017 and i believe in june of 2017 i became aware uh because ralph disclosed to me that he had a confidential heads of agreement which gave him
he entered into it before he entered in the confidential heads of agreement he entered into that (in April 2016) before he entered into the contract to sell the land (may 2016) so we entered into this confidential heads of agreement that says what it says and it says that uh in effect ralph will end up with a 20 interest in a ralph personally it names ralph personally as the beneficiary um uh in a private hospital so ralph will end up with a 20 interest in a private hospital for nothing
yeah, who wouldn’t want one of those? um so ralph had appointed an estate agent to sell the property
it came out that
came out that ralph had sent that state agent a bill for a referral fee uh for $60,000
um so these are all these little benefits that ralph is getting um well thinking he’s getting or ralph is seeking to obtain ralph at the same time is employed by this man called mohan kumar and mohan kumar is paying ralph a monthly retainer um i’ve got documents from mahony where mahony describes ralph as mohan kumar’s australian manager
for that effect um so think of it like this i employ ralph do i expect some fidelity from ralph? uh do i want him to be looking after my interest because i’m paying him a wage or you know retainer every month?
anyone that i employ in my company look i expect them to have my interests at heart if you run a corner shop and you employ freddie as a as a assistant well you don’t want freddy to be pinching if that’s the term um you know pinching the cookies well mohan kumar is at a huge disadvantage at this point he’s sitting in a jail in india so you could say he was disabled and ralph is out there
ralph was his power of attorney and ralph was instructed to sell the property so ralph did that part now when you sell it when you appoint an agent well there’s usually going to be a commission um and you know mohan kumar i’m sure probably wanted to pay the cheapest commission um did he (Mohan Kumar) intend for ralph to get another year’s salary paid out of um paid by the state agent as a sort of finders fee? um or did mohan kumar um
or did mohan kumar who’s paying ralph’s wages or paying him a retainer did mohan kumar expect ralph to do things looking after mohan kumar i probably think most employers would expect their employee to do the right thing and look after the employer’s interest first so anyway um after the property sold well the the we’re going to put up the the precise i’ve already done it i put up the chronology of how 632 old northern road was sold an estate agent brooke’s partners was was appointed um
at some point craig adams comes along uh says he’s you know looking for some maybe an option at some stage and you know vendor finance this property is worth five and a half million dollars um the title deeds are handed over to um craig adams for one and a half million a $5.5m dollar property is transferred to craig adams for $1.5m plus a uh $4m loan um and so uh we’re saying uh as reliance well we want a share of we want our security there’s no no equity left at um um 88 perfection avenue stanhope gardens we want our security sec we just want to charge
the loan to the loan to ralph for 114 000 says that we get a charge over ralph’s property
at that time ralph and at the time august 2016 he had already entered into
he’d already entered into the heads of agreement the confidential heads of agreement (dated april 2016) with craig adams saying he’ll get a 20 interest in this private hospital so um it’s charged
after august 2016 after uh our caveat held in escrow by john francis mahony um gets handed over and we don’t we don’t get a charge on dural john mahony writes to me and says no ralph’s got no interest in
ralph has NO interest in 632 old northern road
no interest and john mahony even wrote to me and said if ralph said he owns the sydney harbour bridge or maybe it was the sydney opera house i can’t remember it was one of those if ralph said he owns the sydney opera house does that mean he’s got an interest
now clearly ralph has no interest in the sydney opera house did he have an interest in um
632 old northern road? ralph later put a caveat on 632 old northern road saying yes he did have an interest, yet mahony and i wonder whether mahony swore that
what i can tell you is ralph probably and amreeta but definitely ralph uh put a caveat on 632 old northern road saying he absolutely did have an interest in old but mahony has handed over our caveat
on 88 perfection avenue hour being reliances which assigned to me and as then in september maybe october november uh said that um
said no ralph uh we’re not giving you any extra security over 632 old northern road because ralph actually doesn’t have any interest so these are all very important because
john mahony is not only ralph’s lawyer but he is the lawyer for the real owner of 632 old northern road or at least the former owner uh mohan kumar so mohan kumar is owed 4 million bucks and at the same time in august 2017 uh mahony is issuing invoices to uh the purchaser so he’s acting for three parties with an interest with three different interests in the same land
and he is our fiduciary so it’s
it’s a rather unusual set of circumstances and we sought to have leave from the supreme court of new south wales to uh run a cross, run a cross claim against um john mahony for handing over our withdrawal of caviar when instructed not to
so it is a fact he handed it over
so look at this point uh ralph it’s now december 2020
. ralph under the august 2016 loan paid back not one single cent ever 114 000 interest-free never paid back one single cent uh the proper and even worse than that he put us to tens of thousands of dollars of legal expense to protect our interest
even denied through mahony uh and possibly uh in his defense he he denied that he owed any money um whatsoever to reliance leasing putting aside he signed it he gave us the caveat we had it there they lifted the caveat then they put another caveat back on uh he claims that uh
he had nothing so what am i saying about ralph well ralph um
ralph looks after ralph’s interest
um ralph makes, from my experience talking personally here ralph will make you promises uh he’ll even sign things uh he’ll even he’ll promise you the world but um sometimes ralph’s promises are not kept so um ralph let’s talk about mohan kumar now mohan kumar left australia on the uh and i mentioned he’s in jail um he left australia in october 2015 a couple of weeks before he left he hands a ralph a a power of attorney now i’m saying the power of attorney is is properly documented and is registered so um it’s legit the power of attorney is legit um there’s no um clauses in there that say say that ralph is entitled to confer on himself benefits in other words he can’t just get the 5 million piece of land and go and give himself a 20% interest in a private hospital now mahony later says well no that was really held for mohan kumar so um
maybe ralph is concealing assets for uh mohan kumar i don’t know if that’s illegal uh i do know that moan kumar is not a resident of australia and uh i believe uh people that are not residents of australia uh must get approval for their investments so um they you know if someone wanted to buy the property next door from china or india or wherever … uh well they have to make an application in certain circumstances there are exceptions but in certain circumstances they have to make an application to the foreign interest review board so the owner of a private hospital um probably i’m not an expert here but probably needs to make an application to um the foreign investment review board to be approved to um so they don’t let people that are money launderers for instance or gangsters probably uh people that are out there killing 20 people and involved in extortion and um you know crown casino has got problems because you know occasionally a gambler comes through there with dirty money so this is a real this is a real issue and um and i’ve said i’ve talked elsewhere in the podcast that we want to talk about um we want to talk about you know foreigners and money laundering uh and i’m not just talking about chinese or indian or californians doesn’t matter any any money launderers coming to australia with their money uh it’s legit to discuss it so um the paligaru
uh the paligaru thing is you know real um no sorry i was talking about mohan kumar so mohan kumar
his lawyer is uh mahony his power of attorney is ralph paligaru and ralph has helped, attempted to help himself to a sixty thousand dollar kickback from brookes partners uh real estate now brookes partners didn’t deny that there was uh a um debt if you like or arrangement so we say would you say arrangement they didn’t deny that there was an arrangement they just said that they it was not enforceable because ralph’s not a real estate agent that’s quite true ralph is not a real estate agent and therefore under the you know the various uh real stock and station acts stock station agents acts they can’t pay a commission to someone who’s an unlicensed agent absolutely correct uh ralph was an unlicensed agent now they never said we never made that arrangement with ralph they just said they can’t pay it it would be an offense so um for many reasons brookes partners is correct um now brookes partners also possibly have another problem in that after the property was sold they kept on sending the rent money to ralph so
at least some of the rent money some of the rent money every month went to ralph now what did brookes partners know when they introduced craig adams and they acted oh they acted for the vendor so that means they owe a duty to the vendor mo and kumar well brookes partners um were a party to this deal they did the introduction and uh they became the managing agent they collected the rent uh and part of the rent which then belonged to craig adams’s company uh they knew and they paid that to ralph so
ralph goes from working for mohan kumar
up until the day the property settles 632 old northern road to now receiving money from the purchaser but still owing a duty to uh he’s the power of attorney to mohan kumar and his own four million bucks so it’s it’s a it’s a very messy dirty messy just we’ll just say messy messy arrangement and um ralph um oh now ralph uh mohan kumar’s owed four million bucks ralph decides to assign that uh debt to me to my company for collection so ralph assigns that uh in about july um 2018. he assigns that and then says that um come the 8th of maybe the 9th of january 2019 says oh no didn’t do it that’s in writing it’s witnessed, he said, his lawyer john mahony our friend mr mahony said ralph held ralph only entered that under duress well duress means i held a gun to his head so in a office building in a public space you know surrounded by 20 or 30 50 people on the floor uh ralph he didn’t even sign it once he signed it twice he signed it in july of uh 2018 allegedly with a gun to his hit then he says that in november of 2018 he amends that deed and his wife witnesses it and he amends a second deed and apparently all along there’s a gun to being held to his head so john mahony um writes to me in july oh sorry january 2019 said oh yeah ralph signed those but it was under duress so what am i what am i accusing john mahony off well i’m accusing him of the things that are stated in the cross claim that’s what i’m accusing him of and i’m accusing him of not knowing the meaning of the word duress because um john manny’s been a lawyer for let’s say 40 years uh pretty sure he got his law degree at unsw in about 1975 when i was about six so he’s been a lawyer for a very long time and he should know the meaning of the word duress uh and but he put that meaning he put that word in writing said that he’s ralph signed it under duress or something to that effect um when uh
it’s just it’s fanciful absolutely fanciful so um
i have complained to the office of legal services commissioner about john mahony and um a company a law firm called YPOL, YPOL is i don’t know what it stands for but they act for uh lawcover there is a claim uh there has been a loss of hundreds of thousands of dollars we ralph signed a deed uh john mahony witnessed the deed uh john mahony was involved in preparing the deed john mahony signed the consent order on behalf of his client saying that if ralph does not uh honor the deed if he’s in default we can register my lawyers could register uh a consent judgment so as i said we spent tens of thousands of dollars on um getting enforcing our rights and um
john mahony now i’m going to publish the letter i’ll have to have a look make sure it’s not um without prejudice i believe it’s on the record john mahony writes that my lawyers fraudulently obtained uh the consent judgment
a lawyer cannot contact the clients of another lawyer
reliance and myself my company were represented by lawyers the same lawyer and um john mahony had some legitimate discussions with mr steinberg of reliance leasing but
john mahony then proceeded i’ve got copies of all the text messages um john mahony proceeded to then discuss court cases uh john mahony been a lawyer for uh 40 years whatever long time say three decades at least three decades he must know the rules of uh you know lawyer’s rules he does know and um he has conversations with other people’s clients he was warned in writing by our lawyers over and over not to discuss the case uh with reliance leasing and in its director is a guy called garry steinberg well he did have some legitimate conversations with garry steinberg but inevitably the conversation somehow turned somehow somehow turned to um ralph paligaru and um at all times mahony knew
that he that steinberg had a lawyer and
mahony continued to talk to that other person’s lawyer behind the back of the other lawyer so when written to repeatedly do not contact our client now he could contact him on a friendly basis but not to talk about the specifics of the case so um it’s one interesting
mess there’s a lot more to come on ralph paligaru he’s now over there in fiji uh trying to operate a timber mill um obviously uh if he if he was successful in doing that he would be um selling all sorts of timber export so um he oh yeah mohan kumar the guy who he’s uh um power of attorney he’s an underworld figure like apparently killed apparently like reports um chhota rajan is he is his moniker his real name is something other than well (it is reportedly Rajendra Sadashiv Nikalje) apparently uh is something other than mohan kumar but mohan kumar in is now in india on a life sentence he has been found guilty of killing uh ordering a hit on a journalist for writing that you know um uh saying he was gangster or something um the journalist is dead and uh kumar was well not kumar but the person the real person whoever mohan kumar is (Rajendra Sadashiv Nikalje) um ralph’s employer uh the person that ralph is a duty to uh the client of john mahony uh at the same time when he’s the you’ve got clients called bargo craig adams and ralph paligaru are all all having different interests um john mahony the best lawyer in the world i mean he he’s able to juggle all these conflicts it’s just it’s just uh phenomenal what what what he can do so um it’s a real uh interesting matter and we will no doubt uh will pop up onto our website you know many of the documents a lot of the emails a lot of the circumstances there’s a chronology there there’s many many uh documents um there that ralph’s provided all sorts of admissions his way of privilege he’s done all sorts of things and um ralph is now saying uh not that he’s a crook or not that he works for a murderer or did um he probably doesn’t well he still holds the power of attorney so um
but he’s now ralph through mr mahony who’s saying no no no mark smith you’re the crook you’re the crook here you fraudulently obtained the the consent judgment oh we issued a bankruptcy notice to ralph as i mentioned earlier on so he’s saying well we’re we’re the dirty ones we’re the dirty ones we we transferred 114 000 uh interest-free um we had a caveat they say never had it had never had any interest in the land um never owed any money withdrawals being given when they’re held in escrow it’s it’s one hell of a mess
to be continued….
it’s so 2021 what’s that going to be all about um well we’re going to
be as i said building financial products and there’ll be a few links to a couple of those and uh we’re talking we’ll talk a little bit more about that in in um well a lot probably in every episode in 2021 we’ll be talking about our AFSL and particularly the busifund legal services capital trust and this is a fund that we’ve set up to you know give give investors something to something a bit different so 2021 we’ll certainly be talking endlessly about westpac and uh it will be absolutely shameful some of the um things that come out about westpac bank we will be talking no doubt about saunders and staniforth unless they happen to settle um i will definitely be talking about ralph he’s another R. um we won’t be probably talking about hakan but i think uh business interruption insurance is going to be and insurance in general it’s it’s an absolute it’s probably a necessity but many people view it as an absolute rip-off and um i
will talk we’ll talk some more uh managed investment schemes now that’s something uh preparing and uh setting up managed investment schemes is something that you can do with an afsl and that’s something busifund um can do um without afsl so uh there’ll be many many real estate rules that we talk about definitely in 2021 we’re going to touch on uh some lovely people from the orange region bernard and fiona hall they’re
their company biteriot operations pty limited uh caernarvon cherry and uh we’ll certainly talk about bonny glenn fruits and i wouldn’t be surprised if there’s going to be some public examinations in this into this company in 2021 so we’ll see about that and we’ll talk about some of these um foreign money launderers and particularly um i i spend well certainly next year i’m i intend to spend a lot more time in orange and uh our property out there has uh let’s set in a rural area there you go rural there’s another R. um rural we’re going to talk about rural issues and and um uh i have nothing against china i i had a trip there about 12 months ago i thought it was incredible uh different different and i mean i didn’t say beautiful
but i did say incredible and i did say it’s it’s it’s quite a staggering staggering country and and what’s going on there the development and um and the scope but there’s also a lot of people and um i mean i i didn’t quite appreciate um with china the uh financing issues i actually had to get money into china and um well no one wants to get money into if you’re if you’re a trader i i went to to china to buy a container load of a product and uh no one in china wants to receive their own currency no one like no trading business at all wants to receive their own currency they want to receive it in hong kong and they want to receive it in us dollars and and it would seem it certainly occurs to me that some of the quote unquote investments that are made in australia in the rural
in the rural space
i think we want to as a nation consider
whether some of the
i think it’s it’s time to look and think about whether some of the investments that are coming to australia by a foreigners are really bona fide investments um so i’m not going to touch on that right now but in 2021 i i think it’s something that we should talk about and so that is the end of the beginning well thank you again it’s been an interesting 2020 um we haven’t probably uh put on as many episodes as we’d like um but uh here we are uh we’ve we’re up to episode 3 we’ve we’ve started and uh the journey of a thousand miles starts with a single step so uh we’re on the journey um for our next episode i’m not sure if we’ll have another one just before or around christmas and i suspect though there will be an orange episode in either episode 4 or episode 5 um we’re going to be at the wonderful snowgums retreat at orange and we’ll be taking you to meet some of our villains uh maybe not in person but uh we’ll be going to see some of our villains um and uh we’ll go and see you know saunders and staniforth we’ll we may go to a place called cabonne council we haven’t talked very much about them but yes we’ll see where we go with with cabonne we will probably
go and visit uh what i how i described one of the biggest employers uh in uh in the district there which is called caernarvon cherry now they managed as i’ve said in episode 1 season 1 episode 1 uh that uh this is a company that employs uh something like has employed something like 900 employees out of a tin shed. so uh a much bigger employer you’ve heard of Cadia MIne out there employing uh you know the current owners are spending six or seven hundred uh million million yeah i a lot of money maybe a billion dollars uh doing upgrades well i don’t even think they’ve got 900 employees so uh yet uh our friends at caernarvon cherry uh
have 900 employees and um look we might even go and visit some of their employees i mean some of their employees this uh like 50 to 100 of them that uh just don’t have an have an address or their address is uh um same address as the caernarvon cherry office they don’t have a date of birth they don’t have a tax file number they don’t have a superannuation fund yet um you know they’re earning four thousand dollars working 180 hours in the week so um four thousand eight hundred maybe uh in the case of one fellow who doesn’t have a date at birth who’s under 18. like no tax file number he’s under 18 uh he’s claiming the tax-free threshold uh doesn’t have a date of birth gets paid in cheque um look we’re definitely going to visit the westpac branch in orange that is where the caernarvon cherry cheque account is domiciled and
uh we have written to the uh at the time he was the ceo and we certainly wrote to the chairman uh of westpac now poor of course poor darlings they’re no longer uh employed there are they the victim of that money laundering
fustercluck um they’re called uh where uh where the bank got fined was it 1.3 billion dollars well anyway we wrote to the chairman and ceo and told them we gave him a list of cheques and said uh hold these hold these uh look we’ll go and visit orange police um we’ll we’ll take a video out on the street there and uh
we’ll explain the relevance of orange police uh while we’re there um got nothing bad to say about orange police just probably maybe not a lot of good but um uh we might even go and visit the centrelink office of at orange many of the uh caernarvon uh workers there uh allegedly um
well we’ll talk about it we might go and see some of the benefits of foreign investment um in the orange district uh and we’ll see what uh you know chinese money it doesn’t have to be chinese but uh can be chinese uh foreign money let’s just call it foreign money uh you know we’ll look at some of the great examples and some of the great value adds that some of our foreign investors have have brought to that part of the world we’ll certainly go and visit raine and horne at um orange that’s downstairs and upstairs is the illustrious um saunders and staniforth and uh funnily enough uh both raine and horne and saunders and staniforth are probably liable uh to be held in contempt they’re both been served
subpoenas and here we are um neither of them have complied one’s downstairs and one’s upstairs now unrelated companies uh but uh roger eddy is the director of the raine and horne orange and we’ve got mitch uh staniforth and andrew saunders upstairs um i’m not suggesting these companies uh are co-owned or heaven forbid they’ve done a merger but i will tell you that uh the same office um for um saunders and staniforth had merged according to saunders and there is a link for you go and have a look at their website or there’s a link to their website on the saunders page so just google dc partners uh saunders and staniforth and uh you’ll you’ll be able to see a copy an extract of uh their webpage where it talks about the merger so um anyway as i started to say happy christmas uh we’ll probably be coming to you just the other side of christmas from orange uh there is so many wonderful sights to see in orange uh such as the ones that i’ve talked about the centrelinks the police the westpac branch uh the caernarvon cherry uh heaven forbid uh no longer we can’t call it caernarvon cherry we we must be called biteriot operations uh look we’ll go and have a look at um we’ll go and have a look at uh
let me put it this way we’ll go and have a look at my easement um uh i’ve had one or two run-ins with some people that want to pretend that there’s no easement that’s been there since the 1970s so um well anyway so that brings us to the end of season 1 episode 3 so thank you very much for your attention happy christmas stay safe drive safe and we’ll see you a in episode 4 possibly from orange but maybe from sydney thank you
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In this series Mark Smith of DC Partners (Solutions) Pty Ltd sets the scene and discusses those villains or possible villains that we’ll be discussing throughout the remainder of the Season and subsequent seasons.
rogues rascals reviewables routes and rip-offs in fact a whole bunch of ours season one episode two my name is mark smith of dc partner solutions i’d love you to check in at our website
www.dcpartners.solutions slash podcast you can ring us anytime 1-300-327-123 or instant message chat with us in our web page bottom right hand corner use the tools well just to recap in season one episode one we set the scene and we discussed a range of sectors and uh different parties that we might be interested in chatting about and some of the sectors uh our villains and our themes uh these sectors that we looked at included real estate property developers um corporate villains uh travel rip-offs a a real favorite and we’ve got some huge news on that this week we talked about malfeasance which is wrongdoing by government personnel we didn’t really touch on them but iffy lawyers and we’ll see whether we’ve got uh time this week to uh to to touch on a couple of iffy lawyers uh miscellaneous shysters insurance racketeers banks and receivers well this week we’ve had a very significant win um on behalf of a class action before we even filed the class action so we managed to um well i won’t go into the tactics uh specifically but um it was surprising that uh it was surprising in some ways that uh it was unsurprising in others but it was surprising and pleasant that um we got a very good outcome for a group tour i cannot name the tour operator involved nor can i name the class members but it was a group it was a group of 61 and they uh the entire class had virtually the the same claim against the tour operator so that would be the defendant um and for roughly the same amounts of money for the same what’s called cause of action so to run a class action uh it’s necessary that at least seven people have uh the same or substantially the same cause of action against a at least one defendant so we had a we had a terrific outcome there uh we’re still very interested to help people that um have been ripped off um and uh look we keep reading newspapers all the time we’ve got scenic tours charging people 20 40 50 50 000 59 000 um cancellation fees for trips of lifetimes and uh no post payments uh travel credits that sort of thing there’s some real heartbreaking stories out there and uh we’re terribly terribly uh sorry but uh interested and willing to help help people and uh we we we read these articles about people with these horrendous uh travel uh cancellation fees through no fault of the um through through no fault of the traveler really so um we’re very keen to pursue some of those flight center qantas airways jetstar uh people that are sitting on thousands and thousands and thousands of dollars i think the latest wrought and it’s an absolute scam uh qantas airways uh flights in october are clearly not traveling uh the commonwealth government has imposed travel bans until at least the middle of december and qantas airways is refuse is refusing to uh to cancel the flights i mean they’re just um thieving bastards if i can put it like that um thieving bastards taking people’s money and um you know many months ago they’ve taken people’s money uh i was uh i think i read an example of someone i think they were going to chicago or somewhere like that booked a business class ticket twelve thousand dollars per head or thereabouts and uh clearly the flight’s not um not departing but uh qantas refusing to
refund sorry refusing to cancel and then when eventually they will cancel then well you can expect a 10 week 10 week weight for the uh poor traveler to uh to get their own money back and uh it’s just not good enough qantas youth thieving bastards so um we’re very keen to uh to help people the victims of qantas uh flight center where we’re not hearing uh wonderful things there we are hearing that people eventually get their their refunds but um uh it’s um you know uh people are not banks and uh if cash cash flows particularly tight for flight center well really that’s that is a flight center problem uh so uh there’s still hearing occasionally uh of great difficulty getting through to call centers of booking.com expedia web jet what if and and what have you so very very keen to pursue some of these travel villains um and uh specifically very keen on uh group tour class actions we’re talking about the insurance racketeers and uh this particular racket uh that’s another are rackets very close to wroughts and rip-offs but this particular one is an absolute racket and it’s it’s plain out now theft how it works is uh the travel not the travel on pubmed the insurance companies sell you a policy and look in some i’ve i’ve seen a range of different policies but certainly policies up uh that were i haven’t seen one that renewed before the end of 2019 i’m not saying they’re not out there but i haven’t seen one that renewed before the end of 2019 that had the correct wording and and it’s wording under what’s called business interruption insurance and uh typically how business interruption insurance works let’s say you run a 10-pin bowling uh alley and it burns down and well you’d get you’d get business interruption you’d get fire insurance so the building would be insured but you can actually insure your losses as well and um uh you might let’s say you you are you own this 10 pin bowling alley and this doesn’t just apply to 10 pin bowling it certainly applies to all sorts of professionals it might apply to doctors it could apply to dentists candlestick makers bakers you name it uh if you’ve uh if you have a policy that covers business interruption insurance then i strongly encourage you to look up your policy now if you’re at all unsure whether you’re covered um by all means send us a copy of your policy at solutions at dc partners dot solutions uh just email us a copy of your insurance policy solutions at a at solutions at dc partners dot solutions and how it’s supposed to work is um you have a policy that covers your losses in the event your business is interrupted and there’s some absolutely gigantic claims going through um and this case has gone through in england and they’re doing test cases here star casino
now unsurprisingly star casino has had their business interrupted but interestingly they they claim that their businesses have been interrupted not by the pandemic but by government policy and
there are a number of ways to claim but when i was talking just a moment ago about policies that renewed before the end of 2019 uh there was an exclusion clause in there that said if uh your business is interrupted uh by virtue of a epidemic or a health emergency or they don’t necessarily use the word pandemic
and they also refer to something called the quarantine act of i think it’s 1914 and they say well look if your business has been interrupted by a pandemic declared under the quarantine act of 1914 it’s a commonwealth act uh well that’s an ex an event that’s excluded well the the stuff up is that and we talked about iffy lawyers whoever the iffy lawyer is that acted for these insurance companies really has a lot to answer for and uh the quarantine act of 1914 was actually um however you put it they buy the quarantine act of 1916 or whatever the year was uh was repealed it was repealed and so all the insurance policies however none of them were updated and they continued to address an exclusion for pandemics declared under the quarantine act which had been repealed in 2016 and here we are in 29 to 2020 and along comes the
along comes the corona virus and of course there has been no pandemic declared under the quarantine act of 1914 or 1916 or whatever the year was because in fact the uh quarantine act of 1914 was repealed in 2016. so there will never be a um a pandemic declared under that particular act because it was repealed it’s gone and so uh this iffy lawyer whoever it is he or she uh whichever firm has um has left a
has left some sort of gap uh and it would appear to be the size of the grand canyon and uh you it would appear you can fly a plane sideways through it and uh it could be that thousands and thousands and thousands of businesses out there have business interruption insurance and so this is a space that we’re uh tremendously interested in if you have uh business interruption insurance or if you don’t know if you’ve got a policy and you think you might have business interruption insurance uh would depend on the business and clearly business interruption insurance requires that your business is a business and it is indeed interrupted so look there’s still some fine print but we’d be very keen to talk to you at solutions at dc partners dot solutions or come to our website uh bottom bottom corner here use the chat tool alternatively give us a call 1-300-327-123 or send us a copy of your insurance policy solutions at dc partners dot solutions okay in the villains uh real estate and developer kind of villains uh area we’re talking about we’re giving you an update from uh episode one about our friend ralph ignatius palagario and uh we’d indicated that we’d obtained a consent judgment in the supreme court of new south wales none of this is private it was all on court lists and anyone in the world could have sat in the back of the court well mr paligaru we have a judgment of the supreme court of new south wales and uh in the last 10 days or so we’ve gone and obtained a bankruptcy notice and we’ve had that served on ralph ignatius palagaru so our friend mr paligaru the clock is ticking and six under six months from now we’ll we’ll be back and um uh will uh be applying for the sequestration of that particular man’s uh affairs uh he’s the director of a company he’s yes he’s the director of a company called dural alliances proprietary limited in liquidation i appointed the liquidator there a man called daniel friskin of i think the company name is o’brien palmer insolvency uh a good bloke and uh doing a good job oh our friend mr palagar who find fifty thousand dollars uh not um by asic um has not uh has not complied with his obligations not even in in liquidation a uh a director of a company is required to cooperate uh he’s required to keep books and records but he’s also required to cooperate with the uh with the liquidator so um mr palagaru fifty thousand dollar fine by asic um let’s see whether his lawyer his lawyer is a fellow called john marney sometimes called mahoney m-a-h-o-n-y john mahoney of mahoney law at balkan hills in new south wales or norway west business park let’s see whether uh mahoney can get our friend uh mr peligaru out of that asic fine so um we’ve had uh some very interesting correspondence with our friend mr mani now uh ralph paligaru friend business partner silent partner joint venture partner received
refinanced his house to give craig adams money um to advance money to a company called golden arrow international proprietary limited also in liquidation advance that uh that chap uh mr craig adams 540 thousand dollars uh this is all on the public record uh uh logitech aviate um advanced the money in august 2017 but mr mani uh did not mr mani prepared a deed for mr palagara mr and mrs palagaro in august 2017 but uh the record shows that mr mani um did not lodge a caveat and uh a period of uh from august to november 2017 uh went by and mr mani um in about november 2017 subsequently lodged this uh caveat on these uh properties in worrywood belonging to golden arrow international proprietary limited but in the meantime uh our good friends uh ian jordan and maya i can’t pronounce this and i may are beginning with p you’ll see the transcript here of australasian property group private limited singapore uh look they did a personal loan a personal loan from uh ian jordan and maya of the company australasian property group private limited now i understand uh that australasian pro australasian property group private limited have uh is it merrill lynch or kkr kolberg cravis roberts as uh as investors uh i i i reckon they’d be uh absolutely um furious if they’d known if these investors of australasian property group private limited uh gave unsecured loans to craig matthew adams now um somehow and uh this watch this space i that’s all i’m going to say um australasian property group managed to get uh and and this company is in liquidation so uh watch this space but uh australasian property group managed to weasel out of uh golden arrow international sometime between august 2017 and november 2017 they managed to
wangle wrought if you like charges on the real property of golden arrow international now there are offences there are avoidable transactions and um watch this space uh if you um if you obtain an unfair preference in someone’s bankruptcy uh that’s something that a bankruptcy trustee can do something about so uh craig matthew adams uh craig matthew adams uh happens to know john francis mahoney of mahoney law balcom hills and interestingly uh ralph peligaro advanced 540 000 to the company of craig matthew adams called golden arrow international and the invoice uh for from john francis mahoney of mahoney law did not go to uh ralph ignatius palagaro or if it did it was actually paid for by craig matthew adams it gets murkier and murkier ralph ignatius paligaru borrowed this 540 000 from a company called uh franklin yeezy proprietary limited it had a an interest rate on it sit down six percent per month in default and so the the problem is you you’ve got to have an exit plan if you’re borrowing money at six percent per month um i don’t know how your maths is but let’s say one percent of 540 000 per month is 5400 so if you’re um in default for uh five hundred and forty thousand at six percent a month you’re talking thirty thousand dollars per month of interest in default and so that’s a real problem for ralph ignatius palagaro if you borrow 540 000 and come november of 2017 you discover that uh your interest if you’ve got one your interest in land at uh if you’ve got one because john francis mahoney uh prepared a deed for you uh giving you this interest in this this equitable interest in this land at worrywood uh then you want to hope like hell that uh john francis mahoney has lodged to have it and it turned out that um the circumstances will be investigated it’s unknown the reasons for the delay and i’m not accusing john francis mahoney of any anything uh it’s just uh he must have known that it was uh the exit plan was the exit plan for mr peligari to get his 540 000 back and noting that mr palagara would be in default if he didn’t get the money back um six percent per month so it’s rather important it’s interesting for mr mahoney to have done his job so uh if craig matthew adams paid the bill it’s also interesting who was the client was the client craig matthew adams was the client ralph ignatius peligaro and the mind boggles so that’s our our good friends there australasian property group ian mayer craig matthew adams personal loans personal loans converting to company loans for no consideration uh potentially um postponing conduct on caveats uh we’ve got unfair preferences in greg matthew adams’s bankruptcy trustee and on and on and on it goes okay quick update on our friend tony dager from uh vogue construction group proprietary limited in liquidation and our great mate max pricey of tracy yap realty uh max pricey of tracy ray yap realty is the the bloke that blocked me in the driveway at 26a hillmont crescent thornley and told me that i couldn’t attend a public auction um i turned up there at about quarter past two on the particular day for a 2 30 public auction maybe it was 20 past maybe it was 25 past i don’t remember but public auctions usually you know involve the public and um our great mate uh max pricey well according to realestate.com.iu as at this evening 27th of september uh 26 a hillmont is unsolved and uh you know i don’t uh recall the exact date of the auction but our mate max pricey stopped me now who else did he stop from coming there’s a covered 19 limitation of 20 people attending auctions so if you usually i would think if you’ve got 20 people attending an auction someone’s going to buy it they can’t all be 29 well i guess they could all be 20 neighbors but they’re all pre-registered so they’re really really organized like her neighbors so uh our mate what we did know max price he rings triple o he doesn’t want me there so um some things uh something’s seriously um bizarre is the word that i used in episode one well we’ve now got another villain to introduce you to this is our other mate dennis acrylic that’s spelled k-r-i-l-i-c of oakville he’s a electrician uh license number 193 pardon me one nine six nine seven three c new south wales uh fair trading dennis krillick uh just happens to also uh own a whole bunch of real estate in port macquarie and uh funnily enough that’s that’s where our mate craig adams is uh
he’s got lots of connections who knows where where craig lives these days where he’s residing who knows but uh unrelated person dennis acrylic uh watch this space he’s a uh emerging villain and uh we’ll be uh we’ll be sharing some more bits and pieces now andrew saunders of saunders and staniforth a wonderful town planner valuer of uh of the town of orange uh does a whole bunch of work for the commonwealth bank uh even is good enough to give legal advice i don’t know whether he’s qualified i i’d love to see cv i’ve subpoenaed his cv uh we’re in litigation with uh our friend andrew saunders he gives legal advice to people letting them know things he couldn’t possibly know about existing use rights and well another week or month or however long has gone by and we still don’t know whether andrew saunders has any qualifications to give legal advice so if you’re a client of andrew saunders you’ve got any stories um about town planning mishaps uh we would love to hear from you if you know dennis krillick of um you’ve invested money with dennis krillick in some property development we’d we’d love to know about that vogue constructions um in liquidation apparently uh uh leave behind a trial of destruction ralph kaligaru ian jordan maya p australasian property group and that’s our update on real estate and uh developer villains okay in in the corporate villains section today we’re going to touch on in a little bit more detail our good friends at bike ride operations proprietary limited otherwise known as and it was previously known as a company called carnarvon cherry proprietary limited and the directors of that we did discuss them briefly last week bernard and fiona hall now we’re looking at doing two class actions um in the you know in regards to bite right operations proprietary limited and uh carnavan cherry bite right happened to sell apples and cherries and they happened to sell those apples to woolworths and harris farm so you may you know if next time you pick up a pink lady apple uh check if it’s a bite right apple and you know you might want to choke on that but if you don’t
it’s it’s really something that uh you know we think has got a lot of merit so we’re looking at these two uh class actions involving bike ride operations proprietary limited and carnarvon cherry uh as i mentioned the first of those is an employee class action and we came across this uh case uh involving a guy called daniel usher and that’s spelled u double s h e r daniel usher and uh we noticed this in the federal circuit court of australia you know a couple of months ago and i spoke to daniel usher and daniel usher had worked some huge number of hours for carnarvon cherry now canarvan cherry seems to it’s just a perception but they seem to wanting to vanish off the corporate radar and um look uh if i was being unkind i’d say that they were phoenixing into this uh company called bite right operations so um carnavan cherry has a has an interesting history and it is currently being sued by uh one of our associates called dcp litigation holdings for something like six hundred thousand dollars so i think when that case is over it’s going to be very interesting to see if there’s any assets left in bite right sorry in carnarvon cherry proprietary limited or if they’ve all been phoenixed into bite right operations proprietary limited anyway it seems that bite right operations is um now the phoenix entity and we’re also looking at a glow at a grower class action and uh there’s a mail out going out this week to a number of growers is about 20 or 30. we’ve got a lot more growers than that on our database but we think uh well it seems that they currently have something like 20 or 30 uh growers that are supplying apples and cherries into their packing shed and
one of the companies i was a director of i was only sorry i was an associate director not a director but an associate director called homeward bound holdings proprietary limited now that that company i won’t tell you everything about it but that company did grow cherries and it had arrangements previously with carnarvon cherry proprietary limited bernard and fiona hall as i said are the directors of that and we say that seems to seems to be phoenixing into this company called bite right operations proprietary limited i’m going to put up a lot more information on our website about bike ride operations proprietary limited but there is a great deal of grey areas let’s put it that way gray areas about bite right operations proprietary limited i will put up a uh sbs dateline transcript and i’ll put up the links to the sbs dateline program and that was sometime in june and uh this company bite ride operations it must be um well let’s go into murky waters let’s put it that way it is according to the director fiona hall uh now she uh on sbs dateline amongst other things she admitted that this company that grows fruit uh ran out of water um at one of its orchards so i i don’t know uh oh and there’s a drought and there was bushfires so and there was you know record heat waves so um i also i will put up a link and i’ll provide the transcript fiona blamed the drought um in an interview with uh i think they were called central west uh regional development and i’ll put up the link it’s uh it’s on youtube you can uh you’re gonna look at it and you can be the judge yourself but uh fiona didn’t seem to um take the take the blame she’s a allegedly a nuffield scholar fiona hall and uh fiona wasn’t that keen to accept the blame for running out of water but it turns out when you’re going to grow fruit you’ve got to start pumping sufficiently early out of your bores and you know fill your dams and all the rest so there’s some questions in my mind whether she’s a genuine nuffield scholar and i happen to know um and i’ll put up the links fiona asked me to write the um to write the application for her nuffield scholarship i didn’t i wouldn’t but i do know who did write it and uh she was successful and the person that wrote it it was not fiona hall so there’s some questions there about the real bona fides there i think of bernard and fiona hall bite right operations and canarvan cherry so grow a class action if you want to join our grower class action there’s a link and uh if you’ve been growing fruit in the past uh this is maybe and i i think from the documents that i’ve seen and that the documents that i’ve assembled uh concerning homewood-bound holdings proprietary limited uh we we have questions um we fiona in sbs dateline uh claimed that her staff were paid eighty dollars a day now that seems an extraordinarily an extraordinary or seventy dollars a day seems to me to be an extraordinarily low figure what is confusing and why we think that there is scope for a growing class action is
the bills that went to the the um growers work for considerably more considerably more than 80 a day for staff in fact we’ve got one staff member um who has no date of birth no name sorry he has a name um i won’t say his name but i might publish some details uh in fact i probably will i will publish the invoice there you go i will publish the invoice and the invoice has the person’s name on it the particular person in mind uh we did some searches and this person has no date of birth according to canaan cherry it has no date of birth that person no date of birth he worked 180 something hours in the week now there only is 168 hours in the week so even if he worked every hour in the week we got billed a week being homeward bound holdings proprietary limited got billed for in excess of 24 hours a day seven days a week for this particular block so if he exists he does not have a tax file number he uh does have a tax file number exemption for being under 18 and his um so this under 18 worked more than 24 hours a day and we got a bill homewood bound holdings for 4 thousand more in excess of four thousand dollars for one week when um according to fiona on the sbs dateline they pay their stuff something like 80 a day so you go figure that out i say that there is scope for this grower class action and for those growers that want to join us and want to get want to be charged a fair sum and don’t want the assets of carnarvon cherry to end up phoenixed into bite right operations proprietary limited now’s the time to contact us
and we are putting together this class action as i mentioned now uh we have been talking about this for some months and uh the reason it hasn’t proceeded until now was because of there was a public inquiry i’ll put the links uh the uh federal government the treasurer uh ran through the commonwealth uh parliament a public inquiry into litigation funding and class actions and there was considerable unknown areas so if you’re one of the uh growers to carnavan cherry proprietary limited we think we know who you are we are going to write to you you will get our emails and you will get an invitation you can also you can join up as as a as a grower and we have a very interesting um person to be the lead plaintiff so you can’t be the lead plaintiff but you can be a class action member and uh we do have this afsl we’ve got the details of our afsl on their website
www.dcpartners.solutions and search in the afsl and you’ll find the particulars of our afsl so here we are we’re almost the end of another episode of season one episode two of the five hours pop podcast rogues rascals rorts rip-offs and reviewables and uh there was another r that we added today i can’t remember what it was but racketeers i think that might have been it so look uh there’s an endless stream of asses and we’re here to shine the light on them and discuss them and
answer your questions and look through our afsl if we can help people like you to obtain a just uh outcome uh we’d be super keen to do that so uh at the end you’ll see uh some contact details for us 1-300-327-123 uh you can always email us at solutions at dcpartners.solutions or talk to us in the bottom uh corner of the screen there’s an instant chat there on our website www.dcpartners.solutions love to hear from you love to receive your emails if you’ve got any feedback on any of our horror stories if you happen to know one of our villains if you’ve got documents about them or anything you want to shed some light on you maybe you used to work there you want to clear your conscience however it is uh by all means come and make contact with us and we’d love to hear from you and uh we’ll be seeing you very soon we’ve got uh oodles endless oodles of uh uh juicy tidbits for uh uh for our viewers and uh thank you very much for the uh incredible response we’ve had lots and lots of uh interest in the podcast so we’ll look forward to producing episode three for you in the very near future thank
To contact us with any confidential tip-offs, files or information – please use the instant chat tools or form below:
revised in part on 15 and 16 December 2020 by Mark Smith
I met Ralph in late March 2017. Below are the personal opinions (unless stated otherwise) of Mark Smith.
Ralph purports to have connections to people in high public offices in Fiji – Cabinet Ministers having, he claims, attended Marist College as a Schoolboy in Fiji where he has said that he formed childhood and longterm relationships with persons later coming to occupy, as I mentioned, high public offices in Fiji. It is believed that some of these connections include to persons within the Reserve Bank of Fiji, Fiji Hardwood Corporation and a number of Government Departments. It is believed therefore that some of the below profile may be of public interest to those trading with persons and dealing with government officials, in some instances, in Fiji as well as interest to foreign persons providing aid, trade or other support to Fiji. This profile may also be of interest to Australians – Australia contributes a substantial sum of aid to Fiji and naturally as a sovereign nation we have an interest in the good governance of the Country of Fiji – one of our closest neighbours together with an interest in efficient and proper utilisation of Australia’s Aid provided to Fiji. Regrettably, Fiji, it is reported, has a problem with corruption along with other countries within the region. We do not suggest Ralph is involved in public wrongdoing, just the developing nature of administration and governance in some parts of the still developing world. The below article may also be in the public interest of persons from or interested in India. The public interest of Australia may also be involved – Ralph and his former employer (discussed below, man named Mohan Kumar) lobbied and received Visa’s and other benefits, as a result of lobbying and other likely legitimate dealings, from officials and public office holders in Australia.
It is unclear whether any secured or unsecured creditors of Taiwan Timber Co, Fiji benefit from the lease arrangement – but we say that analysis of the tenant is in the interests of creditors, stakeholders including suppliers to Dreketi Timber Mill and generally in the public interest particularly in Fiji.
On or about 25 October 2015, Mohan Kumar (apparently bearing a fake passport in the name of Mohan Kumar) boarded a plane at Sydney and travelled to Denpasar, Bali, Indonesia. It is believed that Ralph Paligaru, on the same day, travelled from Sydney to Denpasar – but on a separate flight – Ralph has provided oral admissions to me to that effect that he did not travel with Mohan Kumar but he did travel to Bali on the same day as did Mohan Kumar – Ralph’s then employer.
To the best of my knowledge, Ralph stayed in Bali for approximately 1 night before returning to Sydney, accordingly I do not believe that Ralph’s visit to Bali was for or turned out to be for a vacation?
The writer has no knowledge of the truth of these allegations but says he was informed upon meeting Ralph Paligaru in March 2017 that Ralph was aware of such allegations. The writer is aware of Ralph’s concerns, in writing to Dennis English, a former lawyer of Ralph’s of being “lynched“.
The writer understands that Mohan Kumar appeared to be of good character during his residence in Australia over the period of about 12 years from about 2003 (on and off) till October 2015 approximately.
The writer has seen correspondence held by Ralph Paligaru written to the local member of Mohan Kumar being Phillip Ruddock (a highly reputable MP) which states that Mohan Kumar is in effect a reputable business person making investments which are, or seem to be, legitimate in Australia in the MP’s electorate and elsewhere. A copy of the letter can be seen by clicking this link: Letter to Phillip Ruddock MP. I was provided with a copy of this letter by Ralph.
Ralph assigned the debt to my company seeking that my company would recover for Ralph’s benefit a referral fee.
In the interests of Mohan Kumar, it is unclear why Ralph didn’t simply negotiate a lower fee than that which was agreed on the sale of 632 Old Northern Rd from the selling agent, Brookes Partners?
Between April and May 2016, as Kumar’s POA, Paligaru was involved in negotiations for the sale of 632 Old Northern Rd, Dural being folio 1/228521 (“the land”) with Adams, director of the purchasing vehicle company, Bargo. A number of transactions were considered including a call option or vendor finance.
It is unknown why, if the JV was for the benefit of Mohan Kumar, the shareholding and other benefits provided for in the JV were not simply made in the name of Mohan Kumar (the POA did not expressly permit Ralph to confer benefits upon himself)?
On or about 2 May 2016, Kumar’s solicitor, DCE advised Paligaru strongly against vendor finance for any transaction with Bargo. Paligaru as POA for Kumar did not follow the advice. Copy of correspondence coming soon.
Between 9 and 10 May 2016, DCE and GV exchange correspondence. Copy of correspondence coming soon.
On 20 May 2016 at 1.51pm, DCE continued to advise Ralph, as Kumar’s solicitor, against vendor finance. Copy of correspondence coming soon.
On 25 May 2016 at 4.25pm, Paligaru receives a signed copy of the Bargo JV. Copy of correspondence coming soon.
At or about 23 to 25 May 2016, Paligaru received employment (or a contract of some kind) to commence upon settlement, on terms of approx. $5,000 per month directly from Brookes Partners, managing agents for Bargo (Bargo, replacing Mohan Kumar as outgoing vendor and lessor). Copy of correspondence coming soon. Ralph received a monthly payment from Brookes Partners from the rent that Bargo was entitled to from the tenant of 632 Old Northern Rd, Dural after completion.
On or about 31 May 2016, through Paligaru under the POA, Kumar entered a contract for sale of the land in the sum of $5.5m. Kumar received the sum of $1,500,000 at settlement and taking a vendor’s lien for the sum of $4,000,000 secured by an unregistered mortgage (but didn’t register a caveat initially), an executed blank share transfer for 100% of the shares in Bargo Developments Pty Ltd (“the purchaser”) as detailed in the contract (“Kumar’s interest”). The vendor’s lien was between the vendor and purchaser however the sum was guaranteed by the director of the purchaser (“guarantor”). Copy of extracts of these documents – click here to view.
Between May 2016 and March 2017, the terms of the $4,000,000 vendor’s lien were defaulted upon.
On or about 15 March 2017, Lisa Natoli (the Chief Financial Officer of the mortgage manager for Pacific8 including Kesinda and its predecessor, N&M, see below, corresponded with Andrew Kingston (“Kingston”), Managing Director of Winchester O’Rourke, a closely related party of the mortgage manager for Pacific8.
On 15 March 2017, Kingston wrote to Justin Hatfield (“Hatfield”), mortgage broker for the purchaser. Copy of correspondence coming soon.
During the day and the evening of 22 March 2017, Paligaru made a series of calls to me seeking increasingly urgent someone to discuss the Bargo defaults and directions (that evening, except he had to attend his son’s school function), in securing unpaid monies pursuant to the unpaid vendor lien.
On 23 March 2017 at or about 7.30am, I met with Paligaru at his residence at 88 Perfection Ave, Stanhope Gardens.
Paligaru informed me the POA he held for Mr. Kumar who resided in an Indian prison (and would do so, Ralph said, on a life sentence).
During the meeting I enquired of Paligaru a series of questions concerning the vendor’s lien, and his exercise of the POA as follows (words to the effect) …
Me: “Okay, you’ve entered into the sale of this land for $5.5m under this contract, how much money did you, Kumar, actually receive?”
Paligaru: “About $1.5m on settlement”.
Me: “Who signed the contract, you under the POA or Kumar?”.
Paligaru: “Me, under the POA”.
Me: “So where is the title deed?”.
Paligaru: “Um, we, I gave it to Craig Adams”.
Me: “So you held the title, but gave it to Adams?”.
Me: “So you are saying you just gave Craig Adams the title deeds to a piece of land worth $5.5m and he went off and did whatever he liked with the property?”
Paligaru: “It wasn’t like that, he promised in the contract to pay it back with interest.”
Me: “But so far, has he kept his promises.”
Paligaru: “No, not exactly.”
Me: “Whose idea was the vendor finance?”.
Paligaru: “Craig Adams and I came up with it, more or less, together”.
Me: “But ultimately, who approved it, you or Kumar?”.
Paligaru: “Me, I have full authority under the POA to manage his affairs however I see fit”.
At 7.47am on Friday 23 March 2017, I searched the register of the land for records of any persons claiming an interest in the land. I discovered registered interests in the land by Bargo, N & M Investments/Properties Pty Limited (“N&M”) and POE. Copy of search document coming soon.
On or about Friday 23 March 2017, (at my instigation) a caveat was recorded upon the title to the land to protect his interest. The caveat was sworn by Paligaru under the POA for Kumar (the Smith Caveat). A copy of the caveat as registered can be viewed here – click link – coming soon.
At 9.36am on Monday 27 March 2017, once aware of the interest of N&M, I searched N&M’s particulars, to know where to correspondence with N&M. Copy of correspondence coming soon.
On Monday 27 March 2017 (at 12.23pm), at my instigation, I conducted a grantor search on Bargo / Adams to see whom he’d given PPSR’s to. Copy of correspondence coming soon.
At 1.24pm on Monday 27 March 2017, I contacted the second mortgagee, POE, to discuss breaches of the vendor lien terms. Copy of correspondence coming soon.
On or about Monday 27 March 2017 (the next business day), at my instigation, I wrote and delivered a “no-tacking letters” to the first mortgagee at that time only owed circa $2.675m and the second mortgagee whom I knew professionally. Copy of correspondence coming soon.
On or about 2pm on Tuesday 28 March 2017, I served the no-tacking letter upon N&M’s registered office via its company secretary, Anthony John Catalano. Copy of correspondence coming soon.
On Wednesday 29 March 2017 at 11.41pm, I wrote by email to Mr. Catalano (copied to Paligaru) the first mortgagee (and solicitors for the second mortgagee) about the default of Bargo pursuant to the $4m vendor’s lien. Copy of correspondence coming soon.
Between 11.41pm on Wednesday 29 March 2017 and 6.05am on 30 March 2017, unbeknownst to the writer, Catalano wrote to Kingston supplying my email to Catalano. Copy of correspondence coming soon.
Between 28 and 30 March 2017, N&M the prior mortgagee to Kesinda and its manager received actual notice of the prior interest of Kumar. We can provide upon request a true copy of the relevant title searches, emails and notices given to the prior mortgagee to Kesinda (“N&M”) and Kesinda’s manager, Pacific 8 and/or Winchester O’Rourke, in particular its Managing Director Andrew Kingston (“the mortgagee’s manager”). Through Paligaru and Mahony, Kumar conducted mediation with Pacific 8, Kesinda, Kingston and the writer. Copy of correspondence coming soon.
The writer observes that the Deed is dated 4 August 2017 but the caveat is only attested (it seems) by Ralph (and not Amreeta) on 27 November 2017?
As a general rule it is understood that the law is that:
“where equities are equal, the first in time prevails”.
The writer notes that four (4) months, from August 2017 to 6 December 2017 (if correct) was a sufficiently long time by which time the Paligaru’s interest in that land at Warriewood was, it seems, postponed.
Postponement means, in simple terms, instead of a person receiving secured money before X person, that person is postponed behind X person (another person receives payment first or in priority).
It is believed that the decision not to (for reasons unknown) lodge caveats in August 2017 (until 6 December 2017) and the subsequent postponement that follows meant that Australasian Property Group Pte Ltd – controlled by Ian Jordan and Maya was paid (I believe circa $540,000) in priority to the charge of the Paligarus.
By my reckoning, interest on $540,000 at 6% per months amounts to around $32,400 in the first month in default.
In month 2 the interest (calculated on principal plus default interest) compounds, if not paid, to around $34,000 PER MONTH.
It is difficult to fathom why a person (such as Ralph and Amreeta) might provide such generous, high risk support to another person they did not know well, e.g. Craig? That is – it is difficult to comprehend why the Paligaru’s would be prepared to borrow on high risk terms for this particular 3rd person?
The precise benefit (if any) available to the Paligaru’s for their guarantee and provision of security is not known?
On 26 October 2018, I gave Paligaru and each of Kesinda and the parties in the Kesinda proceedings notice of the application for windup of Bargo pursuant to the assigned debts.
Each of Kumar, Paligaru, Dural Alliances and Amreeta stood by, not disputing the assignment (Kumar to DCP,Paligaru/Dural Alliances to DCP), whilst the Applicant as their assignee proved its debt and caused the winding up of Bargo pursuant to the Bargo debts.
In the early morning of 14 November 2018 I swore an affidavit of debt.
On 14 November 2018, the Supreme Court of Victoria order upon the Applicant’s windup application concerning Bargo.
We understand the director of Taiwan Timber Company (Fiji) Limited is a personal named: Mr Shin Ho Yu. The writer understands that under the triparte lease, Ralph’s company pays HFC Bank around FJD$85,000 per month? The writer is unaware if the timber mill has operated during the Covid period in mid to late 2020, the current status of the lease or the status of Ralph and his company’s relations with HFC Bank?
Alternatively, Ralph as director of the company Dural Alliances did not dispute the debt alleged to be owed to DCP Litigation Holdings. Under the same deed, if binding, Ralph may also have a liability to my company personally (noting he as director did not dispute that Dural Alliances owed the same alleged sum that led to the Dural Alliances company being wound up).
These loans may be a coincidence, the writer does not suggest any wrongdoing by Pacific8 (the holder of an AFSL)? A further coincidence is that Adam Tilley’sPacific8 (the holder of an AFSL) and Franklin Yeezy shared the same lawyer – Summer Lawyers a firm who do specialise and act for a large number of Sydney based private lenders.
The writer is only opining that “its a small world” and does not suggest any wrongdoing.
If the writer believes there is further detail adding to the profile of RalphPaligaru which come to light in the public interest to people, tax payers, business community, bankers, governments or others in Australia, Fiji, India and elsewhere, he reserves the right to publish appropriate materials.
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revised in part on 15 and 16 December 2020 by Mark Smith
Below are the personal opinions (unless stated otherwise) of Mark Smith.
Dural’s director is Ralph Ignatius Paligaru. Ralph purports to have connections to people in extremely high public offices in Fiji – Cabinet Ministers some having, he claims, attended a Marist College as a Schoolboy in Fiji where he has said that he formed relationships with persons later coming to occupy, as I mentioned, high public offices in Fiji. It is believed that some of these connections include to persons within the Reserve Bank of Fiji, Fiji Hardwood Corporation and a number of Government Departments and elsewhere. It is believed some of the below may be of public interest to those trading with persons and dealing with government officials, in some instances, in Fiji as well as interest to foreign persons providing aid or other support to Fiji or otherwise. It may also be of interest to Australians & Chinese – Australia contributes a substantial sum of aid to Fiji (China is also reported to provide aid to Fiji), so naturally have an interest in the good governance of the Country of Fiji – one of Australia’s regional neighbours together with an interest in efficient and proper utilisation of the Aid provided by our nation to Fiji. Regrettably, Fiji, it is reported, has corruption problems as do other countries within the region. The below may also be in the public interest of persons from or interested in India. The public interest of Australia may also be involved – Ralph and his employer (discussed throughout this blog, a man named Mohan Kumar) lobbied and received Visa’s and had other legitimate dealings with officials and public office holders in Australia. The solvency of corporations in Australia, their proper or improper registration of companies or otherwise, to provision of finance guaranteed by “mums and dads”, the rates of interest charged (in this case compounding at 6% PER MONTH IN DEFAULT, e.g. >72% per annum) and other factors are also believed to be of public interest.
But this still does not explain why Ralph and Amreeta mortgaged their house and provided $540,000 to Craig or for the benefit of Craig? The precise benefit (if any) that Ralph and Amreeta thought they would receive is unknown? The writer supposes that the email from Ralph to myself dated 8 June 2017 may provide clues where it states the following:
In around April 2020, Ralph sold 88 Perfection Ave, Stanhope Gardens to satisfy some of the mortgages or charges however a 3rd charge to my company was not discharged and the caveat protecting that charge was withdrawn.
In or about February 2020, Pacific8 (the holder of an AFSL) loaned money under a 1st mortgage to Ralph and Amreeta. Pacific8 (is the holder of an AFSL). Pacific8 also loaned money to Craig’s company Bargo through a series of controlled companies, e.g. N&M and Kesinda. These loans to both Craig and Ralph are most likely just a coincidence, the writer does not suggest any wrongdoing by Adam Tilley’sPacific8 (the holder of an AFSL)?